Not all coverage is the right coverage.
The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.
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Summary Of Medical Benefits
Copay Plan 1
In-Network
Out-Of-Network
Calendar Year Deductible
Employee Only
Family
$2,000
$6,000
$4,000
$12,000
Coinsurance
20%
40%
Out-Of-Pocket Maximum
$5,000
$10,200
$10,000
$30,000
Preventive Care
100% Covered
40%*
Office Visits
Primary Services
Specialist Services
Chiropractic Services
$20 Copay
20%*
Hospital Services
Emergency Services**
Emergency Room
Emergency Medical Transportation
$100 Copay, then 20%* (Copay Waived if Admitted)
Urgent Care Services
$45 Copay
Teladoc Services
General Consultations
Mental Health - Therapist
Mental Health - Psychiatrist, initial evaluation
Mental Health - Psychiatrist, ongoing session
Mental Health / Chemical Dependency
Inpatient
Outpatient
Prescription Out of Pocket Maximum
Individual
$1,000
$3,000
Prescription Drug Coverage
Generic
Preferred brand
Non-preferred brand
Specialty
Retail 30 Day Supply
$15 Copay
$40 Copay
$55 Copay
$15 / $40 / $55 Copay
Mail Order 90 day Supply
$120 Copay
$165 Copay
Not Available
* After deductible
** True emergencies covered at in-network level
Copay Plan 2
$20,000
30%
50%
$5,600
$60,000
50%*
30%*
$100 Copay, then 30%* (Copay Waived if Admitted)
$65 Copay
Prescription Out of Pocket Max
$60 Copay
$20 / $40 / $60 Copay
$180 Copay
If you prefer talking with a HealthEZ representative, call 844-678-8452